Background checks are often understood as having access to a person/company’s credit history or financial information before making a credit decision.

The purpose of background checks is to allow companies to know if an individual or company can afford to make timeous monthly payments and to confirm personal information during a credit application process.

Generally financial institutions like insurance companies, banks or companies performing financial application verification have access to credit reports.

However, what if you not one of these types of companies but still want a tool that enables you to perform a non-financial background check on a consumer or company using public domain information.

Inspirit Data Analytics Services (IDAS), is an EOH enterprise development company that can provide you with a tool that allows you to conduct background checks to help protect your business by providing you with information that will aid you in minimising your risk of fraud or reputational damage.

Powered by XDS, a credit information bureau, with this tool you can confirm:

• Personal information – ID Validation, name, surname, marital status and spousal data, deceased status
• Telephone information – both current and historic that used for debtor tracing, number tracking, employment contact details and financial applications.
• Address details – especially useful in the legal profession to confirm domicile and real estate agents who wants to obtain a contact number at a specific address.
• Property ownership – access to this information has a multitude of benefits including current asset portfolio based on current loan versus deposit paid.
• Employment information – verify employment status and dates of employment which is especially useful for employment verification purposes.
• CIPC information – Verify businesses and people linked by confirming phone numbers, addresses and property ownership.

This information is accessible with simple data inputs like ID number, telephone number, address, finding phone number by name and/or surname or finding someone through relatives.

With this information in hand, IDAS can help you make fully informed decisions and implement business strategies and grow your business faster.